{"id":149,"date":"2019-09-02T17:50:52","date_gmt":"2019-09-02T17:50:52","guid":{"rendered":"https:\/\/www.worcesterdentalimplants.com\/blog\/?p=149"},"modified":"2019-10-17T17:52:16","modified_gmt":"2019-10-17T17:52:16","slug":"periodontist-in-worcester-explains-why-you-should-maximize-your-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.worcesterdentalimplants.com\/blog\/periodontist-in-worcester-explains-why-you-should-maximize-your-dental-insurance-benefits\/","title":{"rendered":"Periodontist Shares 4 Benefits of Maximizing Your Dental Insurance"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-150\" src=\"https:\/\/www.worcesterdentalimplants.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_81357725__1568294505_52638-300x200.jpg\" alt=\"an image of money and insurance claims paperwork\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.worcesterdentalimplants.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_81357725__1568294505_52638-300x200.jpg 300w, https:\/\/www.worcesterdentalimplants.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_81357725__1568294505_52638-768x511.jpg 768w, https:\/\/www.worcesterdentalimplants.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_81357725__1568294505_52638.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Have you waited all year to finally make an appointment with your <a href=\"https:\/\/www.worcesterdentalimplants.com\/financial-information.html\">periodontist in Worcester<\/a>? With dental insurance coverage, you could be missing out on valuable benefits that can save you money in the long run. If this sounds too good to be true, we encourage you to take a look at these 4 benefits to maximizing your dental insurance before the year ends.<\/p>\n<p><!--more--><\/p>\n<h2>Annual Maximums<\/h2>\n<p>No matter what type of dental insurance plan you have, it is most likely that you\u2019ll have an annual maximum that you\u2019ll need to keep in mind when planning for more extensive procedures. The annual maximum essentially means it is the allotted amount the dental insurance company agrees to pay within one calendar year, no more. Anything that is above this specific number is your responsibility.<\/p>\n<p>If you\u2019ve yet to use any of the benefits available to you in your dental plan, don\u2019t expect them to roll over because they won\u2019t. It is a \u201cuse it or lose it\u201d type of set up, so whether you\u2019re seeing your dentist for a gum grafting procedure or periodontal therapy, it is in your best interest to take advantage of the benefits available to you.<\/p>\n<p>If you discover you are approaching your annual maximum and do not want to pay any out-of-pocket costs, talk to your dental professional about splitting your treatments across calendar years.<\/p>\n<h2>Deductibles<\/h2>\n<p>You\u2019ve probably heard this word used a lot if you have dental, medical, car, or any other type of insurance. The deductible is what you owe to your dentist before the insurance company agrees to pay for any services. All dental plans are different, which means your colleague or neighbor might pay a different deductible amount than you, but the average is around $50.<\/p>\n<p>When looking at your plan, you\u2019ll notice the deductible for an in-network provider is usually much less than seeing an out-of-network dentist. This is one of the many reasons is it highly encouraged that you seek a professional who has partnered with your insurance company to offer services at a lower rate.<\/p>\n<h2>Premiums<\/h2>\n<p>Remember, you\u2019re paying for a service or rather a long list of services, so why not use it? Now, we\u2019re not saying you should stop brushing and flossing your teeth in order to have periodontal treatment, but if a problem does arise, don\u2019t put it off. The premium that you pay every month opens you up to access your benefits, so just like your annual maximum, it is in your best interest to take care of any oral health problems before they worsen.<\/p>\n<h2>Worsening Dental Problems<\/h2>\n<p>Should you decide to avoid seeing a dentist for any problems you might be having, this can result in extensive and expensive treatments. Not only will you be more likely to spend more than your annual maximum allows, but apart from the money spent, your visits to the dentist will be much more frequent due to the efforts that will be made to save your teeth and gums.<\/p>\n<p>It is always best to catch problems in their early stages, or better yet before they arise. Don\u2019t let your dental insurance benefits go to waste. Take advantage of this unique program you are paying into each month because when the clock strikes midnight on January 1, everything is reset, and you start anew.<\/p>\n<p><strong>About the Practice<br \/>\n<\/strong>At Handsman &amp; Haddad Periodontics, P.C., we are specialists in periodontal care. Dr. David Handsman and Dr. Todd Jenny want all patients to feel welcome and comfortable when entering through our doors. Our team will work hard to help you maximize your dental insurance benefits because we know that when it comes to oral health, it can be costly. Apart from accepting various insurance plans, we also offer extended payment services through CareCredit. To learn more, <a href=\"https:\/\/www.worcesterdentalimplants.com\/contact-us.html\">contact us<\/a> at <strong>(508) 753-5444<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you waited all year to finally make an appointment with your periodontist in Worcester? With dental insurance coverage, you could be missing out on valuable benefits that can save you money in the long run. If this sounds too good to be true, we encourage you to take a look at these 4 benefits [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Periodontist in Worcester | Handsman &amp; Haddad Periodontics, P.C<\/title>\n<meta name=\"description\" content=\"Want to take advantage of your dental insurance before the year is up? A periodontist in Worcester shares 4 benefits of maximizing your policy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.worcesterdentalimplants.com\/blog\/periodontist-in-worcester-explains-why-you-should-maximize-your-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Periodontist in Worcester | Handsman &amp; Haddad Periodontics, P.C\" \/>\n<meta property=\"og:description\" content=\"Want to take advantage of your dental insurance before the year is up? 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